Service 05
Business Credit
Build credit in the business's name, not yours.
Overview
Personal guarantees put your own assets on the line. IPELLO helps you establish business credit files, register a D-U-N-S number and open vendor accounts and tradelines that report — so the company can borrow on its own record.
What you walk away with
- ✓Verified Experian and Dun & Bradstreet business profiles
- ✓A free D-U-N-S number for vendors and government work
- ✓2–3 net-30 vendor accounts that report to the bureaus
- ✓A reporting business tradeline with low utilisation
What's included
Experian Business Profile
Open and verify your Experian business credit profile so lenders can find the business.
Obtain Dun & Bradstreet Number
Request a free D-U-N-S Number – required for many vendor accounts and government contracts.
Net-30 Account
Open 2–3 vendor accounts that report to the business bureaus and pay early.
Business Tradeline
Add a business credit card or line of credit that reports, and keep utilization low.
What's not included
Government fees, advertising spend, software subscriptions and third-party professional fees are billed separately unless your proposal explicitly includes them.
- –Any deposits, membership or vendor fees required to open accounts
- –A guaranteed credit line, loan approval or funding amount
- –Personal credit repair or dispute services
Frequently asked
The goal is the opposite — separating the two. Some early accounts still ask for a personal guarantee; we tell you which.
Ready to build your business the right way?
Book a free 30-minute consultation. We'll map out exactly which steps you need and what each one costs — no obligation.